• Get the MaineHousing Advantage

    Get the MaineHousing Advantage

    Learn how you can get $5000 towards down payment and closing costs

    Learn More  
  • Get Educated

    Get Educated

    Buying your first home? In-person or online, a homebuyer education class can help guide you through the steps to homeownership.

    Learn More  
  • Below market rates

    First Things First

    With below market rates and $5000 towards down payment and closing costs, why start your process anywhere else.

    Learn More  

Am I ready to own a home?

Do I want to be a homeowner? Can I afford a home?  Should I rent or buy? Where do I start?

Rent vs Own

How do you know which choice is right for you and your budget?

Get Started
Where can I learn more?

MaineHousing can help guide you through the steps of buying a home.

Learn More
Where do I begin?

Knowing where to  begin can be a challenge. Find a professional who can help

Find a Lender  Find a Home 
Mortgage Calculator

How to determine if you can afford a home.

Learn More 

Why a MaineHousing First Home Loan?

A First Home Loan from MaineHousing is the most
affordable way to buy your first home or return to home ownership.


Are you an active duty, veteran or retired military personnel?  You may qualify for a .50% discount on our already low First Home Loan 30-year fixed interest rate.

Learn More 


Catherine Is Home video thumbnail
Catherine Is Home

Meet Catherine, who thought she would never be able to afford a home in this market and had all but given up on ever owning a home until she heard about the MaineHousing First Home Loan Program and its downpayment assistance.

Ronn Finds A Way Video thumbnail
Ronn Finds A Way

Meet Ronn who broke the cycle of housing instability in his family by purchasing a home with a MaineHousing First Home Loan Program mortgage.

Am I Eligible for a First Home Loan?


Am I a first-time homebuyer?


Is my income within the limits?


Is my credit score above 640?

How do I Apply?

Find a Lender

Getting pre-qualified by a First Home Lender is taking a first step in the right direction.

Get Started 
Take Homebuyer Education

Learn the ins and outs of buying to determine if buying is the right decision for you.

Online In Person

Finding Your Home

Who can help me find a home? How do I address needed home repairs and improvements?
Find a real estate professional. 

Congrats on Your First Home

So you've moved into your new home
and have begun to unpack the boxes to start your new life.
Now what? 

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MaineHousing does not support or endorse external links. 
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(800) 452-4668 \ (207) 626-4600
Fax (207) 626-4678 \ Maine Relay 711