MaineHousing Logo
  • Get the MaineHousing Advantage

    Get the MaineHousing Advantage

    Learn how you can get $5000 towards down payment and closing costs

    Learn More  
  • Get Educated

    Get Educated

    Buying your first home? In-person or online, a homebuyer education class can help guide you through the steps to homeownership.

    Learn More  
  • Below market rates

    First Things First

    With below market rates and $5000 towards down payment and closing costs, why start your process anywhere else.

    Learn More  


Am I ready to own a home?

Do I want to be a homeowner? Can I afford a home?  Should I rent or buy? Where do I start?

Feature_RentOwn
Rent vs Own

How do you know which choice is right for you and your budget?


Get Started
Feature_LearnMore
Where can I learn more?

MaineHousing can help guide you through the steps of buying a home.


Learn More
Feature_Begin
Where do I begin?

Knowing where to  begin can be a challenge. Find a professional who can help


Find a Lender  Find a Home 
Feature_MortgageCalc
Mortgage Calculator

How to determine if you can afford a home.



Learn More 



Why a MaineHousing First Home Loan?

A First Home Loan from MaineHousing is the most
affordable way to buy your first home or return to home ownership.

 

First Home Advantage Image

$5000 At Closing

Learn More

Below Market Rates

No and Low Down-payment options

Full Program Details

Are you an active duty, veteran or retired military personnel?  You may qualify for a .50% discount on our already low First Home Loan 30-year fixed interest rate.

Learn More 

Find Your Own Happy Place


 
SlomaVideoThumbnail 
The Sloma's Get Settled

Discover the story of the Slomas’ journey from Alaska to a new Maine home with the help of MaineHousing First Home Loan.

ReneeVideoThumbnail
Reneé Puts Down Roots

Discover Reneé and Tiahna’s story of putting down their roots with the help of a Maine hoMEworks Homebuyer Education Class and a MaineHousing First Home Loan.




Am I Eligible for a First Home Loan?


home

Am I a first-time homebuyer?

attach_money

Is my income within the limits?

assignment

Is my credit score above 640?





How do I Apply?


Feature_FindLender
Find a Lender

Getting pre-qualified by a First Home Lender is taking a first step in the right direction.


Get Started 
Feature_HomebuyerEdu
Take Homebuyer Education

Learn the ins and outs of buying to determine if buying is the right decision for you.


Online In Person



Finding Your Home

Who can help me find a home? How do I address needed home repairs and improvements?
Find a real estate professional. 

Feature_FirstHomeFinders

First Home Finders

Learn More 

Purchase Price Limits

Get a Home Inspection

Financing Home Improvements



Congrats on Your First Home

So you've moved into your new home
and have begun to unpack the boxes to start your new life.
Now what? 


@2019 MaineHousing. All Rights Reserved. 
MaineHousing does not support or endorse external links. 
Facebook_White  Twitter_White  Instagram_White  Pinterest_White
26 Edison Drive, Augusta ME 04330
(800) 452-4668 \ (207) 626-4600
Fax (207) 626-4678 \ Maine Relay 711