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  • Get the MaineHousing Advantage

    Get the MaineHousing Advantage

    Learn how you can get $5000 towards down payment and closing costs

    Learn More  
  • Get Educated

    Get Educated

    Buying your first home? In-person or online, a homebuyer education class can help guide you through the steps to homeownership.

    Learn More  
  • Below market rates

    First Things First

    With below market rates and $5000 towards down payment and closing costs, why start your process anywhere else.

    Learn More  


Am I ready to own a home?

Do I want to be a homeowner? Can I afford a home?  Should I rent or buy? Where do I start?

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Rent vs Own

How do you know which choice is right for you and your budget?


Get Started
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Where can I learn more?

MaineHousing can help guide you through the steps of buying a home.


Learn More
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Where do I begin?

Knowing where to  begin can be a challenge. Find a professional who can help


Find a Lender  Find a Home 
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Mortgage Calculator

How to determine if you can afford a home.



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Why a MaineHousing First Home Loan?

A First Home Loan from MaineHousing is the most
affordable way to buy your first home or return to home ownership.

 

First Home Advantage Image

$5000 At Closing

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Below Market Rates

No and Low Down-payment options

Full Program Details

Are you an active duty, veteran or retired military personnel?  You may qualify for a .50% discount on our already low First Home Loan 30-year fixed interest rate.

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AN AFFORDABLE HOME IS KEY


 
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Catherine Is Home

Meet Catherine, who thought she would never be able to afford a home in this market and had all but given up on ever owning a home until she heard about the MaineHousing First Home Loan Program and its downpayment assistance.

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Ronn Finds A Way

Meet Ronn who broke the cycle of housing instability in his family by purchasing a home with a MaineHousing First Home Loan Program mortgage.




Am I Eligible for a First Home Loan?


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Am I a first-time homebuyer?

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Is my income within the limits?

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Is my credit score above 640?





How do I Apply?


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Find a Lender

Getting pre-qualified by a First Home Lender is taking a first step in the right direction.


Get Started 
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Take Homebuyer Education

Learn the ins and outs of buying to determine if buying is the right decision for you.


Online In Person



Finding Your Home

Who can help me find a home? How do I address needed home repairs and improvements?
Find a real estate professional. 

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First Home Finders

Learn More 

Purchase Price Limits

Get a Home Inspection

Financing Home Improvements



Congrats on Your First Home

So you've moved into your new home
and have begun to unpack the boxes to start your new life.
Now what? 


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MaineHousing does not support or endorse external links. 
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26 Edison Drive, Augusta ME 04330
(800) 452-4668 \ (207) 626-4600
Fax (207) 626-4678 \ Maine Relay 711