Homebuyer Income & Purchase Price Limits

First Home Loan,  Salute ME & Salute Home Again Programs

Most Maine homebuyers are income eligible. See if you are income eligible.   |    Most Maine homes are purchase price eligible. See eligible home purchase prices in your area. 



Income Limits

Income limits vary depending on how many people live in your household and on the county where you'd like to buy your home. Limits are subject to change. 
Effective Date: May 27, 2022

AreaHousehold Size
1-2 person 3 or more
Portland HMFA
Cumberland County: Cape Elizabeth, Casco, Chebeague Island, Cumberland, Falmouth, Freeport, Frye Island, Gorham, Gray, Long Island, North Yarmouth, Portland,Raymond, Scarborough, South Portland, Standish, Westbrook, Windham, Yarmouth

York County: Buxton, Hollis, Limington, Old Orchard Beach
$117,700$134,600
York/Kittery/So. Berwick HMFA
Berwick, Eliot, Kittery, So. Berwick, York$120,000$137,250
Other Areas
Cumberland County (excluding HMFA)$94,900$108,390
Sagadahoc County$92,400$105,500
York County (excluding HMFA)$96,700$110,450
All Other Counties$89,800$102,500











Purchase Price Limits

New and existing single-family homes, owner-occupied two to four unit apartment buildings, and condominiums are all eligible. So are mobile homes located on owned land and built within the last 20 years. See the chart below to find out if the price of the house you want meets MaineHousing guidelines.

Purchase Price Limits establish maximum eligibility guidelines, not the price of the home you can afford. Your individual financial situation will determine the mortgage amount you can actually borrow. For more information, contact a MaineHousing Participating Lender. Purchase Price Limits are subject to change.

If you are using the Mobile Home Self-Insured Option, the Purchase Price Limit for a single-wide and double-wide mobile homes on owned or leased land is $200,000 for all areas.

Effective Date: May 27, 2022

AreaHousehold Size
1-Unit2-Unit3-Unit4-Unit
Portland HMFA
Cumberland County: Cape Elizabeth, Casco, Chebeague Island, Cumberland, Falmouth, Freeport, Frye Island, Gorham, Gray, Long Island, North Yarmouth, Portland,Raymond, Scarborough, South Portland, Standish, Westbrook, Windham, Yarmouth

York County: Buxton, Hollis, Limington, Old Orchard Beach
$404,950$492,940$595,000$695,000
York/Kittery/So. Berwick HMFA
Berwick, Eliot, Kittery, So. Berwick, York$404,950$492,940$595,000$695,000
Other Areas
Cumberland County (excluding HMFA)$404,950$492,940$595,000$695,000
Sagadahoc County$404,950$492,940$595,000$695,000
York County (excluding HMFA)$404,950$492,940$595,000$695,000
All Other Counties$367,580$447,540$540,900$665,000






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