Home Improvement Program Details

Program Summary

MaineHousing’s Pre-1976 Mobile Home Replacement Initiative provides income-eligible Maine residents with an opportunity to replace the pre-1976 mobile home they own and occupy as their primary residence with a new ENERGY STAR ® certified manufactured home.

The initiative combines an amortizing, interest-bearing MaineHousing mortgage loan with a $30,000 MaineHousing grant requiring a 10-year occupancy compliance period, to be used to help Maine residents with the cost of dismantling and removing the pre-1976 home and purchasing and installing an ENERGY STAR ® certified new home on the same site as their existing home.  

Replacement property requirements apply. The new unit:

  • Must be an ENERGY STAR ® certified manufactured home which is to be permanently connected to water, sewer, and other utilities.
  • Must be purchased through a licensed Maine dealer.
  • Must be located on the site of the removed pre-1976 mobile home, which may be on owned land, private leased land or in a park.
  • Must be anchored to a permanent foundation in accordance with the provisions of the Maine Manufactured Housing Board with the wheels, axles, towing hitch and tongue removed.


STEP 1 – Homeownership Status

Own and occupy a pre-1976 mobile home as verified by a Maine licensed professional.  

STEP 2 – Household Income

Have an annual household income at or below 80% of the First Home Program income limits. See chart below. 

Area Household Size
1-2 person 3 or more
Bangor, Brewer, Eddington, Glenburn, Hampden, Hermon, Holden, Kenduskeag, Milford, Old town, Orono, Orrington, Penobscot Indian Island Reservation, Veazie $59,200 $68,080
Portland HMFA
Cumberland County: Cape Elizabeth, Casco, Chebeague Island, Cumberland, Falmouth, Freeport, Frye Island, Gorham, Gray, Long Island, North Yarmouth, Portland,Raymond, Scarborough, South Portland, Standish, Westbrook, Windham, Yarmouth

York County: Buxton, Hollis, Old Orchard Beach
$74,400 $85,550
York/Kittery/So. Berwick HMFA
Berwick, Eliot, Kittery, So. Berwick, York $76,240 $87,675
Other Areas
Cumberland County (excluding HMFA) $59,450 $68,400
Sagadahoc County $59,500 $68,400
York County (excluding HMFA) $59,590 $68,500
All Other Counties $58,080 $66,790


STEP 3 – First Home Program Eligibility

Applicants must be eligible to receive a MaineHousing first-lien mortgage loan, and understand that the grant requires a 10-year occupancy requirement evidenced by a deferred, forgivable Note and Mortgage.  The First-Time Homebuyer requirement is waived. 

STEP 4 – Purchase Price Limits

Acquisition cost limit is $175,000 for all areas. 

More Info

As an option under the First Home Program, MaineHousing’s Pre-1976 Mobile Home Replacement Initiative is offered by more than 40 lending institutions statewide.  Contact a MaineHousing Lender in your area.

For further information see related information at the top right of the page or contact: 

Homeownership Department

Email Icon Email Me

Phone Icon (207) 626-4663

Program Resources

Additional Resources

@2019 MaineHousing. All Rights Reserved. 
MaineHousing does not support or endorse external links. 
Facebook_White  Twitter_White  Instagram_White  Pinterest_White
353 Water Street, Augusta ME 04330
(800) 452-4668 \ (207) 626-4600
Fax (207) 626-4678 \ Maine Relay 711