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Welcome to MaineHousing Online


MaineHousing provides low fixed rate mortgages with no point, low point, little or no down payment and down payment assistance options to help make homeownership affordable for more Maine people.

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Subsidized Housing

Rental housing costs are increasingly out of reach for many lower and moderate income Maine people. Subsidized apartments provide qualified tenants below-market rents. 

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Energy Assistance

If you cannot afford to heat your home, pay electric bills, or would benefit from energy improvements help may be available from MaineHousing programs.

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Ownership Transfer

MaineHousing has a new ownership transfer rule and a simpler, more streamlined application and review process for ownership transfers.

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Mortgage Help

When hard times happen, protect your home by knowing what payment options are available to you and who to call for assistance.

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Homebuyer Classes

Homebuyer education will explain how the buying process works and will help you to choose the mortgage option that is best for you.

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Event Date: September 23, 2014
Region 1 Homeless Council
Event Date: September 24, 2014
Region 2 Homeless Council
Event Date: October 10, 2014

Current Interest Rates

Program Rates Points APR*      MPF**

First Home & Operation New Home

3.500% 0 4.251% $4.49
3.250% 2 4.180% $4.35

First Home & Operation New Home with Advantage Option

3.750% 0 4.495% $4.63

Mobile Home Self Insured

4.500% 0 4.500% $5.07
4.250% 2 4.421% $4.92

Mobile Home Self Insured
with Advantage Option

4.750% 0 4.750% $5.22

Contact Us

353 Water Street  •  Augusta, ME 04330
(800) 452-4668  •  (207) 626-4600
Fax (207) 626-4678  •  Maine Relay 711
MaineHousing's Facebook  Page  Fairhousing

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